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Teens love it but do they respect it Teaching your teen to be financially literate is a priority.While encouraging good grades in school, sportsmanship and respectfulness are all a part of parenthood, teaching about money also plays a profound role. Educating your family about financial literacy and creating a healthy monetary environment will equip your children with the skills to make good decisions now and in the future.Money management, credit card responsibility and valuing the dollar are lessons that will help your teen develop good characteristics and become a good member of society. Before you hand your teen a credit card and wads of cash, keep in the mind how financial illiteracy, money carelessness and Nike Roshe Run Womens Black even entitlement Nike Roshe Run Mid Menscan have a significant negative effect on your teenager.If you're thinking about providing your teenager with a credit card, remember to emphasize to your teen how this little plastic purchasing tool comes with high risks and long term consequences that they're most likely Nike Roshe Run Yeezy Womens Sale unaware of. Think excessive, irresponsible credit card use and frivolous purchasing.Teens like rewards rewards like theNike Roshe Run Suede Mens Black instant gratification from owning a smartphone or admiration from peers for wearing designer clothes to school. On the other hand, risks like a poor credit score, credit card debt and identity theft, go unacknowledged in the teenage mind. Teenagers want those rewards, and now, regardless of the risks associated Nike Roshe Run Hyperfuse Womens UK with obtaining them. Teens aren't thinking about long term consequences, such as debt collection, or how Lifelock protection would safeguard their identity.Purchasing a future home and credit checks, for example, aren't typically going to have a profound effect on the decisionNike Roshe Run Mid Black to purchase something in the moment. Protect your teens' future and spending habits by emphasizing how and when to charge a purchase. Teach your family to be financially literate with crash courses on how to use credit cards and practice healthy monetary habits that also contribute to good character traits.Financial Literacy Teen EntitlementTeens feel invincible Cheap Nike Roshe Run Suede Womens invincible from consequences and free of responsibilities. You lecture Nike Roshe Run Blue them on the risks of drinking and having unprotected sex and then cross your fingers that when your teenager walks outside your line of vision, he or she will make good decisions. While trying to prevent car accidents, teen pregnancy or failing grades, teaching your teen about the value of a dollar may be a battle youNike Roshe Run Yeezy Womens Sale choose to Cheap Nike Roshe Runlose. Perhaps you enforced an allowance for walking the dog or washing the car, but eventually as life got busier and more complicated, you gave in.What's at stake with a financially illiterate teenager? A respect for work ethic, responsibility and gratitude. What's to gain? Entitlement. Teenagers with a sense Nike Roshe Run Suede Mens Black of monetary entitlement can start to develop Nike Roshe Run Mid Mens character flaws such as disrespect and a lack of appreciation for money, working and earning the privileges that you're awarded. Financial literacy is the idea of teaching our children at a young age about the exchange of money and what it takes to have that iPhone or Nike Roshe Run Blue UK wear those Nike Air Jordans.
Religious teen shoots and murders another teen for being an atheist. It's not being treated as a hate crime. CloggProsecuting attorney: Brian TingleThe Story:Police in Indianola, Iowa charge 14 year old Daniel Nadler with the murder of 16 year old James Doyle on Nike Free 3.0 V2 Running Shoes Army GreenJune 27, 2010. Free 4.0 V3 Running Shoes PinkThere is very little press on the event, but here is an article on it:In short, two teen friends argue over religion. One is religious, and the other is an atheist. The religious teen grabs a shotgun and shoots the atheist. This was not prosecuted as a hate crime.Nike Free 3.0 V4 Mens Black BlueIf religious teen is convicted; Nike Free 3.0 V2 Salethe most time he can serve is just over three years.The judge in the case disagreed with the prosecutor and ruled that it was not first degree murder. He also ruled that Nadler would not be charged as an adult. For whatever reason, killing someone because he is an atheist is apparently not a hate crime like it would be if the person were black, Jewish, or Christian. This means the worst that Nadler is facing is juvenile detention until he is 18 years old. Even that is questionable at this point.The mother Free 4.0 V2 Mens Running Shoes is pleading for justice: link From the comments section of that story:That was brother. That was my big brother the one that was supposed to walk me down the aisle when it came my time to get married. The one who was my protector when I needed him. The one my 11 year old little brother was supposed to go to when he had girl problems or needed someone to talk to.And now what? His life was taken over another child's stupidity. My brother is dead because Nike Free Run 3 Mens Shoesanother child decided Free Running Shoes UKto be a cold blooded murderer. He shows no remorse Nike Free 4.0 V3 Womens Blue whatsoever for he has done. And I have been to every single court date we have had. I got to read the police report. I got to read the judge's decision.There is SO much that you people along with the rest of them that you guys won know and never will know. I think Nike Free Run 3 Grey Black you allNike Roshe Run Mid Black need to stop and think about what you're basing your "facts" on. You haven seen or read or even heard the things I have. So you need to stop and think before you going running your mouths about something you have absolutely no clue about.The judge said "it wouldn be in the communities best interest" to put Dan in prison. Well that bull crap. His decision was a career based move and that's all it was. And you know what Judge Clogg has dealt with Daniels father before. And I don find it to be fair that a Judge who has had Dan's father Nike Free Run 3 Womens Tiffany Blue in court before gets to make a decision like this regarding his son.How do we know that Ernest Nadler and Judge Clogg aren the best of friends? What if they were and that's Nike Free Run Pink what he basing his decision on? There is no justice being done for my brother in this case. And it wrong. I sat in court and saw the picture of my brother. Him lying there with blood on him. Him dead. How would you guys feel if that were your brother? Nike Free Run Tiffany Blue UK Or your son or nephew? You wouldn like Nike Free Run 3 Womens UKit and you would be doing the same things my family is. You be trying to get him justice because you know he deserves it.My brother wanted to be a lawyer. He would have been a damn good one too. But no Daniel Nadler took all that away Nike Free 3.0 V4 Womens Bluefrom him. He DECIDED James's fate. And he decided his fate was to die right then and there.Daniel family still gets their birthdays and Christmases with their son. We have to go watch my brothers YouTube videos just to hear his voice again.They make a simple phone call and get to hear his. If there was a way we could call my Nike Free 3.0 V2 Mens Blue brother in Heaven Nike Free Run 2 Mens Grey then we would, but there isn They still have their son, and brother and best friend and we don They get to see him and hug him and talk to him and we sure
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Keep in mind teens don't necessarily need to know about the family's financial details, such as mortgage payments or 401(k) plans. Financial literacy starts with instilling good values so that they're not only developing good character attributes, but preventing poor monetary habits that can lead Blue Nike Blazers to serious financial Nike Blazer High Blue White Black troubles in the future.Teach your teen to be financially literate by starting with basic money management and personal financial skills tailored to the teenage life. From a new car and gadgets to social expenses and extracurricular activities, teenagers face decisions about money and challenges on how to pay for what they desire. If your teenager asks for Nike Blazer Mid Black money for newNike Blazer Mid Mens Green clothes or video game, Magnarelli Blue Nike Blazers Mensuggests asking, "what it would take for you to save up to buy that?" or "How many hours of your part time job would it take to achieve that?" Once you've started the conversation, find a fair solution. As a team, establish a savings plan. For example, agree to match Pink Nike Blazers Womensyour teen's $20 weekly savings for costly items such as an iPod. Make a bargain. For example, offer to pay for weekend activities with friends as long as your teen takes care of weekend chores.Practice What You Preach: Instill healthy money habits by setting an example. Show your family the value of budgeting and saving by vocalizing smart financial decision making. For example, explain how paying for piano lessons or going on a family Nike Blazer Mid Mens Green trip are more meaningful to your family than bringing the latest gadgets into the home.Set Priorities Limits: Nike Blazer Mid Womens Blue Ensure that your teenager knows how to distinguish between a want and a need. New shoes for cheerleading could actually be a need that takes precedent over a designer pair Nike Blazer Low Blue Black of jeans. Although Nike BlazerNike Roshe Run Mid Black Low Mens White Black there's nothing wrong with "wants," establish limits and be consistent when you do buy something for your teenager. For example, while school shopping, provide a price range for a new pair of shoes or set a budget for how much you're going to spend on clothes. Decide ahead of time what you're shopping for to avoid impulseNike Blazer Leather Womens spending. Also teach your teen about delayed gratification to prepare them for responsible financial habits as an adult.ictia's Highest Rated Comments Page 9well, you're wrong . i have (not had) a White Red Nike Blazer Low Womenss2 as well, but the lumia 900 is the family favorite (the droid is my personal toy). as far as others making first time posts on lumia articles, well, that's easy to explain. you see, the folks that have bought this device really love it. they have finally gotten a great alternative to droid/ios and are proud to talk about it. how about we turn the tables and ask: why are the droid/ios fanaticsPink Nike Blazers Womens writing so many defensive articles and posts to begin Nike Blazer High Womens Cheap with ? you guys dominate the market . sit back, screw the customers with your Nike Blazer Leather Black expensive and faulty products, and don't worry about any competition because it's a total lockdown. meanwhile, the rest of us will keep buying a much better product at a much better price with a lot of goodies coming our way with windows 8 etc . things look much more exciting on this end. so, "dying breed" ? no, adopters of, ultimately, the Nike Blazer High Mens Red White winning platform.